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LC - LendingClub Corporation

NYSE -> Financial Services -> Credit Services
San Francisco, United States
Type: Equity

LC price evolution
LC
(in millions $) 31 Jan 2024 30 Oct 2023 30 Jun 2023 1 May 2023
Current assets
Cash $14.99 $1350.26 $1238.72 $1684.34
Short term investments
Net receivables
Inventory
Total current assets $1252.5 $1307.77 $1203.92 $1637
Long term investments
Property, plant & equipment $161.52 $159.77 $151.61 $144.04
Goodwill & intangible assets $75.72 $75.72 $75.72 $75.72
Total noncurrent assets
Total investments $6840.63 $6389.66 $6383.08 $6355.23
Total assets $8827.46 $8472.35 $8342.51 $8754.02
Current liabilities
Accounts payable $54.62 $54.18 $60.81 $51.13
Deferred revenue
Short long term debt
Total current liabilities $7333.49 $7235.3 $7094.47 $7471.44
Long term debt $19.35 $28.84 $42.51 $91.83
Total noncurrent liabilities
Total debt $19.35 $28.84 $42.51 $91.83
Total liabilities $7575.64 $7264.13 $7136.98 $7563.28
Shareholders' equity
Retained earnings -$388.81 -$398.96 -$403.97 -$414.08
Other shareholder equity -$30.3 -$54.15 -$39.19 -$33.54
Total shareholder equity $1251.82 $1208.22 $1205.52 $1190.74
(in millions $) 31 Jan 2024 31 Jan 2023 31 Dec 2021 31 Dec 2020
Current assets
Cash $14.99 $23.13 $763.59 $628.49
Short term investments
Net receivables $15.4
Inventory
Total current assets $1252.5 $1057.03 $687.13 $556.9
Long term investments
Property, plant & equipment $161.52 $136.47 $98 $170.68
Goodwill & intangible assets $75.72 $75.72 $75.72 $11.43
Total noncurrent assets
Total investments $6840.63 $6142.77 $3660.47 $950.77
Total assets $8827.46 $7979.75 $4900.32 $1863.29
Current liabilities
Accounts payable $54.62 $98.17 $100.97 $43.98
Deferred revenue
Short long term debt
Total current liabilities $7333.49 $6392.55 $3439.74 $218.1
Long term debt $19.35 $130.28 $610.34 $741.76
Total noncurrent liabilities
Total debt $19.35 $130.28 $610.34 $989.11
Total liabilities $7575.64 $6815.45 $4050.08 $1139.12
Shareholders' equity
Retained earnings -$388.81 -$427.75 -$767.63 -$786.21
Other shareholder equity -$30.3 -$37.62 $7.05 $1.48
Total shareholder equity $1251.82 $1164.29 $850.24 $724.17
(in millions $) 31 Jan 2024 30 Oct 2023 30 Jun 2023 1 May 2023
Revenue
Total revenue $262.45 $232.47 $301.4
Cost of revenue
Gross Profit $185.61 $232.47 $245.69
Operating activities
Research & development
Selling, general & administrative $100.18
Total operating expenses $171.92 $217.67 $227.89
Operating income $14.8
Income from continuing operations
EBIT $14.8
Income tax expense $3.53 $4.69 $4.14
Interest expense
Net income
Net income $10.15 $10.11 $13.67
Income (for common shares) $10.11
(in millions $) 31 Jan 2024 31 Dec 2022 31 Jan 2022 31 Dec 2020
Revenue
Total revenue $1135.41 $1187.22 $314.7
Cost of revenue $71.19
Gross Profit $864.62 $1187.22 $243.51
Operating activities
Research & development $139.05
Selling, general & administrative $559.12 $292.08
Total operating expenses $810 $1034.18 $431.13
Operating income $153.04 -$187.62
Income from continuing operations
EBIT $153.04 -$187.62
Income tax expense $15.68 -$136.65 -$0.08
Interest expense
Net income
Net income $38.94 $289.69 -$187.54
Income (for common shares) $289.69 -$187.54
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Net income $10.15 $5.01 $10.11 $13.67
Operating activities
Depreciation $11.95 $11.25 $11.64 $12.35
Business acquisitions & disposals
Stock-based compensation $10.27 $14.41 $15.83 $11.89
Total cash flows from operations -$814.8 -$344.93 -$91.36 $114.49
Investing activities
Capital expenditures -$11.27 -$15.98 -$15.86 -$16.4
Investments $456.14 $342.78 $95.3 -$313.35
Total cash flows from investing $448.8 $325.79 $78.52 -$336.41
Financing activities
Dividends paid
Sale and purchase of stock
Net borrowings -$9.81 -$13.69 -$49.52 -$38.97
Total cash flows from financing $309.89 $130.68 -$432.78 $781.78
Effect of exchange rate
Change in cash and equivalents -$56.11 $111.54 -$445.62 $559.86
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Net income $38.94 $289.69 $18.58 -$187.54
Operating activities
Depreciation $47.2 $43.83 $5.58 $54.03
Business acquisitions & disposals $522.89
Stock-based compensation $52.39 $66.36 $66.76 $61.53
Total cash flows from operations -$1136.6 $375.57 $239.87 $418.03
Investing activities
Capital expenditures -$59.51 -$69.48 -$34.41 -$31.15
Investments $580.88 -$2735.9 -$930.14 $596.52
Total cash flows from investing $516.7 -$2809.8 -$454.41 $565.77
Financing activities
Dividends paid
Sale and purchase of stock
Net borrowings -$111.99 -$452.34 -$767.72 -$785.14
Total cash flows from financing $789.57 $2795.13 $349.64 -$842.44
Effect of exchange rate
Change in cash and equivalents $169.66 $360.9 $135.1 $141.36
Fundamentals
Market cap $970.51M
Enterprise value $974.87M
Shares outstanding 110.41M
Revenue N/A
EBITDA N/A
EBIT N/A
Net Income N/A
Revenue Q/Q -0.10%
Revenue Y/Y N/A
P/E ratio N/A
EV/Sales N/A
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio N/A
P/B ratio 0.76
Book/Share 11.61
Cash/Share 0.14
EPS N/A
ROA N/A
ROE N/A
Debt/Equity 6.05
Net debt/EBITDA N/A
Current ratio 0.17
Quick ratio 0.17