THG - The Hanover Insurance Group, Inc.
NYSE
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Financial Services
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Insurance - Property & Casualty
Worcester,
United States
Type: Equity
THG price evolution
THG
| (in millions $) | 30 Jun 2024 | 31 Mar 2024 | 31 Dec 2023 | 30 Sep 2023 |
|---|---|---|---|---|
| Current assets | ||||
| Cash | $337.6 | $264.6 | $316.1 | $294.5 |
| Short term investments | ||||
| Net receivables | $1813.7 | $1739.5 | $1705.6 | $1771.4 |
| Inventory | ||||
| Total current assets | ||||
| Long term investments | ||||
| Property, plant & equipment | ||||
| Goodwill & intangible assets | $178.8 | $178.8 | $178.8 | $178.8 |
| Total noncurrent assets | ||||
| Total investments | $8983.4 | $8947.2 | $8913.1 | $8559.7 |
| Total assets | $14872.2 | $14594.1 | $14612.6 | $14315 |
| Current liabilities | ||||
| Accounts payable | $59.2 | $61.6 | $64.3 | $63.8 |
| Deferred revenue | $3168.4 | $3104.9 | $3102.5 | $3188.1 |
| Short long term debt | ||||
| Total current liabilities | ||||
| Long term debt | ||||
| Total noncurrent liabilities | ||||
| Total debt | $783.7 | $783.4 | $783.2 | $783 |
| Total liabilities | $12320 | $12071.4 | $12147 | $12198.7 |
| Shareholders' equity | ||||
| Retained earnings | $3003.4 | $2993.9 | $2909.4 | $2832.3 |
| Other shareholder equity | -$540.8 | -$548.9 | -$517.2 | -$780.3 |
| Total shareholder equity | $2552.2 | $2522.7 | $2465.6 | $2116.3 |
| (in millions $) | 31 Dec 2023 | 31 Dec 2022 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Current assets | ||||
| Cash | $316.1 | $305 | $230.9 | $120.6 |
| Short term investments | ||||
| Net receivables | $1705.6 | $1601.4 | $1469.5 | $1339.3 |
| Inventory | ||||
| Total current assets | ||||
| Long term investments | ||||
| Property, plant & equipment | ||||
| Goodwill & intangible assets | $178.8 | $178.8 | $178.8 | $178.8 |
| Total noncurrent assets | ||||
| Total investments | $8913.1 | $8509.8 | $9152.6 | $8846.1 |
| Total assets | $14612.6 | $13997.2 | $14254.3 | $13443.7 |
| Current liabilities | ||||
| Accounts payable | $64.3 | $70.3 | $55.1 | $48.4 |
| Deferred revenue | $3102.5 | $2954.2 | $2734.9 | $2482.7 |
| Short long term debt | ||||
| Total current liabilities | ||||
| Long term debt | ||||
| Total noncurrent liabilities | ||||
| Total debt | $783.2 | $782.4 | $781.6 | $780.8 |
| Total liabilities | $12147 | $11671.6 | $11109.4 | $10241.5 |
| Shareholders' equity | ||||
| Retained earnings | $2909.4 | $2988.8 | $2983.2 | $2668 |
| Other shareholder equity | -$517.2 | -$705.5 | $122.2 | $372.5 |
| Total shareholder equity | $2465.6 | $2325.6 | $3144.9 | $3202.2 |
| (in millions $) | 30 Jun 2024 | 31 Mar 2024 | 31 Dec 2023 | 30 Sep 2023 |
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $1536.7 | $1551.1 | $1528.8 | $1516.6 |
| Cost of revenue | $1311.1 | $1234.2 | $1213.7 | $1358.1 |
| Gross Profit | $225.6 | $316.9 | $315.1 | $158.5 |
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $165.7 | $163.1 | $156.4 | $150.9 |
| Total operating expenses | $165.7 | $163.1 | $156.4 | $150.9 |
| Operating income | $59.9 | $153.8 | $158.7 | $7.6 |
| Income from continuing operations | ||||
| EBIT | $60 | $153.8 | $159.3 | $8 |
| Income tax expense | $10.9 | $29.8 | $42.9 | -$9.1 |
| Interest expense | $8.6 | $8.5 | $8.5 | $8.5 |
| Net income | ||||
| Net income | $40.5 | $115.5 | $107.9 | $8.6 |
| Income (for common shares) | $40.5 | $115.5 | $107.9 | $8.6 |
| (in millions $) | 31 Dec 2023 | 31 Dec 2022 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $5993.5 | $5468.6 | $5227.8 | $4827.3 |
| Cost of revenue | $5310.6 | $4716.6 | $4116.9 | $3796.2 |
| Gross Profit | $682.9 | $752 | $1110.9 | $1031.1 |
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $607.7 | $573.9 | $555.6 | $543 |
| Total operating expenses | $607.7 | $573.9 | $555.6 | $543 |
| Operating income | $75.2 | $178.1 | $555.3 | $488.1 |
| Income from continuing operations | ||||
| EBIT | $77 | $177.3 | $554 | $478.6 |
| Income tax expense | $7.6 | $27.2 | $101.3 | $82.8 |
| Interest expense | $34.1 | $34.1 | $34 | $37.1 |
| Net income | ||||
| Net income | $35.3 | $116 | $418.7 | $358.7 |
| Income (for common shares) | $35.3 | $116 | $418.7 | $358.7 |
| (in millions $) | 30 Jun 2024 | 31 Mar 2024 | 31 Dec 2023 | 30 Sep 2023 |
|---|---|---|---|---|
| Net income | $40.5 | $115.5 | $107.9 | $8.6 |
| Operating activities | ||||
| Depreciation | $0.8 | $0.8 | $0.8 | $1.5 |
| Business acquisitions & disposals | ||||
| Stock-based compensation | $8.1 | $6.7 | $7.2 | $8.6 |
| Total cash flows from operations | $139.5 | $58.7 | $92.7 | $224.7 |
| Investing activities | ||||
| Capital expenditures | -$2.2 | -$2.6 | -$2.2 | -$2.9 |
| Investments | -$31.8 | -$72.2 | -$39.9 | -$65.5 |
| Total cash flows from investing | -$34 | -$74.8 | -$42.1 | -$68.4 |
| Financing activities | ||||
| Dividends paid | -$30.6 | -$30.5 | -$30.3 | -$29 |
| Sale and purchase of stock | $2.7 | $4.2 | $2.2 | $0.1 |
| Net borrowings | ||||
| Total cash flows from financing | -$28.6 | -$35.4 | -$29 | -$29.4 |
| Effect of exchange rate | ||||
| Change in cash and equivalents | $76.9 | -$51.5 | $21.6 | $126.9 |
| (in millions $) | 31 Dec 2023 | 31 Dec 2022 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Net income | $35.3 | $116 | $418.7 | $358.7 |
| Operating activities | ||||
| Depreciation | $6.3 | $12.9 | $16.9 | $18.2 |
| Business acquisitions & disposals | ||||
| Stock-based compensation | $31.1 | $29 | $22.9 | $20.1 |
| Total cash flows from operations | $361.7 | $722.3 | $823.7 | $707.6 |
| Investing activities | ||||
| Capital expenditures | -$11.9 | -$17.8 | -$8 | -$14.9 |
| Investments | -$216.6 | -$489.8 | -$452.2 | -$593.9 |
| Total cash flows from investing | -$228.5 | -$507.6 | -$460.2 | -$608.8 |
| Financing activities | ||||
| Dividends paid | -$117.2 | -$108.9 | -$102.2 | -$99.5 |
| Sale and purchase of stock | $6.5 | -$17.5 | -$142.1 | -$206.5 |
| Net borrowings | $120.6 | |||
| Total cash flows from financing | -$122.1 | -$140.6 | -$253.2 | -$193.9 |
| Effect of exchange rate | ||||
| Change in cash and equivalents | $11.1 | $74.1 | $110.3 | -$95.1 |
News
Fundamentals
| Market cap | N/A |
|---|---|
| Enterprise value | N/A |
| Shares outstanding | N/A |
| Revenue | $6.13B |
|---|---|
| EBITDA | $385.00M |
| EBIT | $381.10M |
| Net Income | $272.50M |
| Revenue Q/Q | 2.15% |
| Revenue Y/Y | 5.87% |
| P/E ratio | N/A |
|---|---|
| EV/Sales | N/A |
| EV/EBITDA | N/A |
| EV/EBIT | N/A |
| P/S ratio | N/A |
| P/B ratio | N/A |
| Book/Share | N/A |
| Cash/Share | N/A |
| EPS | N/A |
|---|---|
| ROA | 1.87% |
| ROE | 11.29% |
| Debt/Equity | 4.93 |
|---|---|
| Net debt/EBITDA | 31.12 |
| Current ratio | N/A |
| Quick ratio | N/A |