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DFS - Discover Financial Services

NYSE -> Financial Services -> Credit Services
Riverwoods, United States
Type: Equity

DFS price evolution
DFS
(in millions $) 31 Jan 2024 30 Sep 2023 30 Jul 2023 1 May 2023
Current assets
Cash $11728 $9233 $8644 $10163
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $1091 $1084 $1053 $1031
Goodwill & intangible assets $255 $255 $255 $255
Total noncurrent assets
Total investments $132781 $127347 $123308 $117231
Total assets $151522 $143432 $138082 $133061
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities $11433 $6242 $4963 $6684
Long term debt $16330 $18935 $20276 $16322
Total noncurrent liabilities
Total debt $21331 $19467 $20276 $18163
Total liabilities $136694 $129196 $124226 $118746
Shareholders' equity
Retained earnings $30448 $30236 $29761 $29292
Other shareholder equity -$225 -$573 $13856 -$235
Total shareholder equity $14828 $14236 $13856 $14315
(in millions $) 31 Jan 2024 31 Jan 2023 31 Dec 2021 31 Dec 2020
Current assets
Cash $11728 $8897 $11332 $13589
Short term investments
Net receivables
Inventory
Total current assets $96805
Long term investments $12385
Property, plant & equipment $1091 $1003 $983 $1027
Goodwill & intangible assets $255 $255 $255 $350
Total noncurrent assets
Total investments $132781 $116954 $93766 $94337
Total assets $151522 $131628 $110242 $112889
Current liabilities
Accounts payable $76904
Deferred revenue
Short long term debt
Total current liabilities $11433 $5294 $9399 $84682
Long term debt $16330 $20108 $13292 $21241
Total noncurrent liabilities
Total debt $21331 $20108 $20227 $21241
Total liabilities $136694 $117038 $96834 $102005
Shareholders' equity
Retained earnings $30448 $28453 $24766 $19955
Other shareholder equity -$225 $14590 -$94 $45
Total shareholder equity $14828 $14590 $13408 $10884
(in millions $) 31 Jan 2024 30 Sep 2023 30 Jul 2023 31 Mar 2023
Revenue
Total revenue $4196 $2342 $3878 $2651
Cost of revenue
Gross Profit $2342 $2651
Operating activities
Research & development
Selling, general & administrative $1454 $1383
Total operating expenses $1454 $1383
Operating income $888 $1268
Income from continuing operations
EBIT $852 $1231
Income tax expense $124 $205 $268 $292
Interest expense
Net income
Net income $386 $647 $895 $939
Income (for common shares) $647 $939
(in millions $) 31 Jan 2024 31 Dec 2022 31 Jan 2022 31 Dec 2020
Revenue
Total revenue $15860 $10978 $5954
Cost of revenue
Gross Profit $10978 $5954
Operating activities
Research & development
Selling, general & administrative $5236 $4519
Total operating expenses $5236 $4519
Operating income $5742 $1435
Income from continuing operations
EBIT $5654 $1398
Income tax expense $886 $1350 $294
Interest expense $1865
Net income
Net income $2859 $4304 $1104
Income (for common shares) $4304 $1104
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Net income $386 $647 $895 $939
Operating activities
Depreciation $104 $106 $119 $129
Business acquisitions & disposals
Stock-based compensation
Total cash flows from operations $2876 $2389 $1507 $1791
Investing activities
Capital expenditures -$68 -$77 -$82 -$76
Investments -$6754 -$5759 -$7522 -$1153
Total cash flows from investing -$6822 -$5836 -$7604 -$1229
Financing activities
Dividends paid -$192 -$193 -$192 -$175
Sale and purchase of stock $2 -$1 -$698 -$1229
Net borrowings $1729 -$791 $2229 -$1980
Total cash flows from financing $6441 $4036 $4578 $704
Effect of exchange rate
Change in cash and equivalents $2495 $589 -$1519 $1266
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Net income $2859 $4304 $5351 $1104
Operating activities
Depreciation $458 $561 $531 $485
Business acquisitions & disposals
Stock-based compensation
Total cash flows from operations $8563 $7140 $6019 $6196
Investing activities
Capital expenditures -$303 -$227 -$194 -$261
Investments -$21188 -$25410 $234 $1775
Total cash flows from investing -$21491 -$25637 $40 $1514
Financing activities
Dividends paid -$752 -$703 -$636 -$576
Sale and purchase of stock -$1926 -$2349 -$2251 -$338
Net borrowings $1187 -$94 -$896 -$4792
Total cash flows from financing $15759 $16062 -$8316 -$1085
Effect of exchange rate
Change in cash and equivalents $2831 -$2435 -$2257 $6625
Fundamentals
Market cap $32.01B
Enterprise value $41.62B
Shares outstanding 250.10M
Revenue $13.07B
EBITDA N/A
EBIT N/A
Net Income $2.87B
Revenue Q/Q 47.28%
Revenue Y/Y 19.03%
P/E ratio 11.17
EV/Sales 3.18
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio 2.45
P/B ratio 2.13
Book/Share 60.19
Cash/Share 46.89
EPS $11.46
ROA 2.03%
ROE 20.04%
Debt/Equity 9.22
Net debt/EBITDA N/A
Current ratio N/A
Quick ratio N/A