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BAP - Credicorp Ltd.

NYSE -> Financial Services -> Banks—Regional
Lima, Peru
Type: Equity

BAP price evolution
BAP
(in millions $) 6 Nov 2023 15 Aug 2023 30 Jul 2023 26 Apr 2023
Current assets
Cash
Short term investments $54904.48 $55200.18 $76128.2
Net receivables $334.77 $242.03 $2790.18
Inventory
Total current assets $229966.21 $235314.43 $230807.87
Long term investments $15081.86 $15771.07 $12101.08
Property, plant & equipment $1801.39 $1871.84 $2311.02 $1314.41
Goodwill & intangible assets
Total noncurrent assets
Total investments
Total assets $245048.07 $251085.5 $234625.3 $242908.96
Current liabilities
Accounts payable $13577.59 $15783.04 $18456.83 $4850.99
Deferred revenue
Short long term debt $139720.71 $140158.46 $134300.18
Total current liabilities $203524.57 $209231.17 $18714.88 $212486.52
Long term debt $26470.59 $25318.87 $24216.65 $24217.54
Total noncurrent liabilities
Total debt
Total liabilities $212916.45 $218951.91 $204598.27 $213167.16
Shareholders' equity
Retained earnings $3824.5 $2650.24 $28698.07 $4756.12
Other shareholder equity $295.78 -$29.53 -$13.02 -$403.39
Total shareholder equity $32131.62 $32133.59 $29741.8
(in millions $) 31 Jan 2024 31 Jan 2023 30 Dec 2021 30 Dec 2020
Current assets
Cash $39320.74 $14214.36
Short term investments $76128.2 $654.78 $626.92
Net receivables $2790.18 $2119.48 $3650.44
Inventory $136.13 $135.09
Total current assets $230807.87 $50642.74 $53027.12
Long term investments $12101.08 $43682.7 $45588.17
Property, plant & equipment $2422.51 $2373.49 $1895.2 $2077.8
Goodwill & intangible assets
Total noncurrent assets
Total investments
Total assets $238840.19 $236775.22 $244821.98 $237406.16
Current liabilities
Accounts payable $13577.59 $15313.22 $149587.8 $143096.58
Deferred revenue
Short long term debt $134300.18 $4648.61 $3469.16
Total current liabilities $13883.32 $15989.12 $151198.84 $151696.08
Long term debt $26470.59 $25868.43 $46305.64 $46383.53
Total noncurrent liabilities
Total debt
Total liabilities $206380.18 $207787.08 $217784.55 $211960.52
Shareholders' equity
Retained earnings $30825.02 $28295.22 $3556.28 $347.15
Other shareholder equity $295.78 -$650.12 $21600.17 $23295.53
Total shareholder equity $29741.8 $26496.77 $24945.87
(in millions $) 6 Nov 2023 15 Aug 2023 30 Jul 2023 26 Apr 2023
Revenue
Total revenue $6393.63 $6514.07 $4881.1 $6561.91
Cost of revenue $943 $860.67 -$728.14
Gross Profit $5450.63 $5653.4 $7290.04
Operating activities
Research & development
Selling, general & administrative $1035.75 $932.16 $1092.41
Total operating expenses $4966.73 $4761.45 $4864.4
Operating income $1426.9 $1752.62 $1697.51
Income from continuing operations
EBIT $1766.95 $2069.99 $1697.51
Income tax expense $468.46 $539.86 $504.47 $491.44
Interest expense
Net income
Net income $1272.39 $1499.57 $1401.27 $1108.76
Income (for common shares) $1272.39 $1499.57 $1108.76
(in millions $) 31 Jan 2024 31 Jan 2023 30 Dec 2021 30 Dec 2020
Revenue
Total revenue $19364.24 $19515.9 $13072.9 $7413.86
Cost of revenue $417.29
Gross Profit $13072.9 $6996.57
Operating activities
Research & development
Selling, general & administrative $7018.34 $5684.99
Total operating expenses $7692.91 $6932.8
Operating income $5379.99 $481.06
Income from continuing operations
EBIT
Income tax expense $1888.45 $2110.5 $1660.99 -$109.98
Interest expense $851.52
Net income
Net income $4865.54 $4633.1 $3584.58 $346.89
Income (for common shares) $3584.58 $346.89
(in millions $) 6 Nov 2023 15 Aug 2023 30 Jul 2023 26 Apr 2023
Net income $1272.39 $1499.57 $1108.76
Operating activities
Depreciation $708.57
Business acquisitions & disposals
Stock-based compensation
Total cash flows from operations -$1164.38
Investing activities
Capital expenditures -$1009.07
Investments
Total cash flows from investing -$2729.16 -$1123.43
Financing activities
Dividends paid -$1994.04
Sale and purchase of stock
Net borrowings -$56044.6 -$59394.28 -$86241.45
Total cash flows from financing -$3256.82 -$1642.43
Effect of exchange rate
Change in cash and equivalents $33866.13 $35519.66 -$992.64 $7476.07
(in millions $) 31 Jan 2024 31 Jan 2023 30 Dec 2021 30 Dec 2020
Net income $3584.58 $346.89
Operating activities
Depreciation $364.77
Business acquisitions & disposals
Stock-based compensation
Total cash flows from operations -$13169.33
Investing activities
Capital expenditures -$98.09
Investments -$1236.5
Total cash flows from investing -$1249.5 -$1094.96 -$1873.36
Financing activities
Dividends paid -$1994.04 -$1196.42 -$2392.84
Sale and purchase of stock
Net borrowings $520.85
Total cash flows from financing $161.67 -$1600.82 $23767.69
Effect of exchange rate -$760.65 -$1341.93 $2034.72
Change in cash and equivalents -$200.35 -$5172.58 $10759.73
Fundamentals
Market cap $13.47B
Enterprise value N/A
Shares outstanding 79.50M
Revenue $24.35B
EBITDA N/A
EBIT N/A
Net Income $5.28B
Revenue Q/Q 5.57%
Revenue Y/Y 13.45%
P/E ratio 2.55
EV/Sales N/A
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio 0.55
P/B ratio 0.42
Book/Share 400.47
Cash/Share 0.00
EPS $66.44
ROA 2.17%
ROE N/A
Debt/Equity N/A
Net debt/EBITDA N/A
Current ratio 1.13
Quick ratio 1.13