ALLY - Ally Financial Inc.
NYSE
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Financial Services
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Credit Services
Detroit,
United States
Type: Equity
ALLY price evolution
ALLY
| (in millions $) | 31 Jan 2024 | 30 Sep 2023 | 30 Jul 2023 | 1 May 2023 |
|---|---|---|---|---|
| Current assets | ||||
| Cash | $6945 | $8515 | $9972 | $9780 |
| Short term investments | ||||
| Net receivables | $2749 | $2775 | $2768 | $2713 |
| Inventory | ||||
| Total current assets | ||||
| Long term investments | ||||
| Property, plant & equipment | $9171 | $9569 | $9930 | $10236 |
| Goodwill & intangible assets | ||||
| Total noncurrent assets | ||||
| Total investments | $175328 | $174813 | $175348 | $174528 |
| Total assets | $196429 | $195704 | $197241 | $196165 |
| Current liabilities | ||||
| Accounts payable | $858 | $1437 | $955 | $759 |
| Deferred revenue | $3492 | $3494 | $3478 | $3455 |
| Short long term debt | ||||
| Total current liabilities | $6886 | $6454 | $5780 | $4839 |
| Long term debt | $17570 | $20096 | $20141 | $20480 |
| Total noncurrent liabilities | ||||
| Total debt | $20867 | $22506 | $22335 | $21935 |
| Total liabilities | $182663 | $182879 | $183709 | $182787 |
| Shareholders' equity | ||||
| Retained earnings | $154 | $197 | $23 | -$185 |
| Other shareholder equity | -$3816 | -$4765 | -$3863 | -$3776 |
| Total shareholder equity | $13766 | $12825 | $13532 | $13378 |
| (in millions $) | 31 Jan 2024 | 31 Jan 2023 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Current assets | ||||
| Cash | $6945 | $5571 | $5062 | $15621 |
| Short term investments | ||||
| Net receivables | $2749 | $2698 | $2724 | $2679 |
| Inventory | ||||
| Total current assets | ||||
| Long term investments | ||||
| Property, plant & equipment | $9171 | $10444 | $12194 | $10527 |
| Goodwill & intangible assets | ||||
| Total noncurrent assets | ||||
| Total investments | $175328 | $174419 | $166271 | $157450 |
| Total assets | $196429 | $191826 | $182114 | $182165 |
| Current liabilities | ||||
| Accounts payable | $858 | $408 | $794 | $1014 |
| Deferred revenue | $3492 | $3453 | $3514 | $3438 |
| Short long term debt | ||||
| Total current liabilities | $6886 | $3056 | $8201 | $7262 |
| Long term debt | $17570 | $17762 | $11160 | $22006 |
| Total noncurrent liabilities | ||||
| Total debt | $20867 | $20161 | $17029 | $24142 |
| Total liabilities | $182663 | $178967 | $165064 | $167462 |
| Shareholders' equity | ||||
| Retained earnings | $154 | -$384 | -$1599 | -$4278 |
| Other shareholder equity | -$3816 | -$4059 | -$158 | $631 |
| Total shareholder equity | $13766 | $12859 | $17050 | $14703 |
| (in millions $) | 31 Jan 2024 | 30 Sep 2023 | 30 Jul 2023 | 31 Mar 2023 |
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $2289 | $1968 | $2279 | $2100 |
| Cost of revenue | $107 | $88 | ||
| Gross Profit | $1861 | $2012 | ||
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $463 | $537 | ||
| Total operating expenses | $1125 | $1178 | ||
| Operating income | $736 | $834 | ||
| Income from continuing operations | ||||
| EBIT | $201 | $359 | ||
| Income tax expense | -$13 | -$68 | $74 | $68 |
| Interest expense | ||||
| Net income | ||||
| Net income | $49 | $269 | $301 | $291 |
| Income (for common shares) | $269 | $291 | ||
| (in millions $) | 31 Jan 2024 | 31 Dec 2022 | 31 Jan 2022 | 31 Dec 2020 |
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $9074 | $8428 | $6686 | |
| Cost of revenue | $280 | $363 | ||
| Gross Profit | $8148 | $6323 | ||
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $1900 | $1376 | ||
| Total operating expenses | $4407 | $3470 | ||
| Operating income | $3741 | $2853 | ||
| Income from continuing operations | ||||
| EBIT | $2231 | $1413 | ||
| Income tax expense | $61 | $627 | $328 | |
| Interest expense | $3243 | |||
| Net income | ||||
| Net income | $910 | $1604 | $1085 | |
| Income (for common shares) | $1604 | $1085 | ||
| (in millions $) | 31 Dec 2023 | 30 Sep 2023 | 30 Jun 2023 | 31 Mar 2023 |
|---|---|---|---|---|
| Net income | $49 | $269 | $301 | $291 |
| Operating activities | ||||
| Depreciation | $324 | $310 | $296 | $317 |
| Business acquisitions & disposals | ||||
| Stock-based compensation | ||||
| Total cash flows from operations | -$17 | $1660 | $1588 | $1432 |
| Investing activities | ||||
| Capital expenditures | ||||
| Investments | -$3066 | -$1702 | -$2074 | -$230 |
| Total cash flows from investing | -$3073 | -$1735 | -$2098 | -$382 |
| Financing activities | ||||
| Dividends paid | -$91 | -$90 | -$91 | -$96 |
| Sale and purchase of stock | -$4 | -$2 | -$27 | |
| Net borrowings | -$287 | $153 | $383 | $1759 |
| Total cash flows from financing | $1408 | -$1442 | $550 | $3323 |
| Effect of exchange rate | $3 | -$3 | $3 | |
| Change in cash and equivalents | -$1679 | -$1520 | $43 | $4373 |
| (in millions $) | 31 Dec 2023 | 31 Dec 2022 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Net income | $910 | $1604 | $3003 | $1085 |
| Operating activities | ||||
| Depreciation | $1247 | $1327 | $1261 | $1550 |
| Business acquisitions & disposals | -$699 | |||
| Stock-based compensation | ||||
| Total cash flows from operations | $4663 | $6247 | $4042 | $3739 |
| Investing activities | ||||
| Capital expenditures | ||||
| Investments | -$7072 | -$16223 | -$8274 | $10516 |
| Total cash flows from investing | -$7288 | -$17263 | -$11098 | $8427 |
| Financing activities | ||||
| Dividends paid | -$368 | -$384 | -$324 | -$289 |
| Sale and purchase of stock | -$33 | -$1650 | -$1994 | -$106 |
| Net borrowings | $2008 | $3060 | -$5207 | -$15842 |
| Total cash flows from financing | $3839 | $11575 | -$3848 | $25 |
| Effect of exchange rate | $3 | -$7 | $3 | |
| Change in cash and equivalents | $1217 | $552 | -$10904 | $12194 |
News
Fundamentals
| Market cap | $11.71B |
|---|---|
| Enterprise value | $25.63B |
| Shares outstanding | 302.46M |
| Revenue | $8.64B |
|---|---|
| EBITDA | N/A |
| EBIT | N/A |
| Net Income | $910.00M |
| Revenue Q/Q | 4.00% |
| Revenue Y/Y | N/A |
| P/E ratio | 12.87 |
|---|---|
| EV/Sales | 2.97 |
| EV/EBITDA | N/A |
| EV/EBIT | N/A |
| P/S ratio | 1.36 |
| P/B ratio | 0.67 |
| Book/Share | 58.13 |
| Cash/Share | 22.96 |
| EPS | $3.01 |
|---|---|
| ROA | 0.46% |
| ROE | 6.80% |
| Debt/Equity | 13.27 |
|---|---|
| Net debt/EBITDA | N/A |
| Current ratio | N/A |
| Quick ratio | N/A |