OPRT - Oportun Financial Corporation
NASDAQ
->
Financial Services
->
Credit Services
San Carlos,
United States
Type: Equity
OPRT price evolution
OPRT
| (in millions $) | 30 Oct 2024 | 30 Jun 2024 | 1 May 2024 | 31 Dec 2023 |
|---|---|---|---|---|
| Current assets | ||||
| Cash | $236.64 | $196.55 | $206.02 | |
| Short term investments | ||||
| Net receivables | ||||
| Inventory | ||||
| Total current assets | $83.81 | $86.59 | $84.8 | $106.94 |
| Long term investments | ||||
| Property, plant & equipment | $13.55 | $9.95 | $18.91 | $21.11 |
| Goodwill & intangible assets | $99.69 | $106.37 | $114.73 | |
| Total noncurrent assets | ||||
| Total investments | $2714.41 | $2841.53 | $2962.35 | |
| Total assets | $3251.3 | $3250.36 | $3277.5 | $3411.89 |
| Current liabilities | ||||
| Accounts payable | $4.52 | $9.87 | $6.53 | $5.29 |
| Deferred revenue | ||||
| Short long term debt | ||||
| Total current liabilities | $74.92 | $80.39 | $83.69 | $89.37 |
| Long term debt | $2837.16 | $2806.8 | $2804.9 | $2910.17 |
| Total noncurrent liabilities | ||||
| Total debt | $2828.53 | $2830.37 | $2938.55 | |
| Total liabilities | $2923.74 | $2896.24 | $2895.53 | $3007.48 |
| Shareholders' equity | ||||
| Retained earnings | -$261.27 | -$231.31 | -$200.29 | -$173.85 |
| Other shareholder equity | ||||
| Total shareholder equity | $354.12 | $381.97 | $404.4 | |
| (in millions $) | 31 Dec 2023 | 31 Jan 2023 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Current assets | ||||
| Cash | $206.02 | $203.82 | $192.96 | $168.59 |
| Short term investments | ||||
| Net receivables | $31.8 | $20.92 | $15.43 | |
| Inventory | ||||
| Total current assets | $106.94 | $154.78 | $177.23 | $168.8 |
| Long term investments | ||||
| Property, plant & equipment | $21.11 | $30.45 | $38.4 | $46.82 |
| Goodwill & intangible assets | $114.73 | $139.8 | $235.19 | |
| Total noncurrent assets | ||||
| Total investments | $2962.35 | $3143.65 | $2386.81 | $1697.68 |
| Total assets | $3411.89 | $3613.7 | $2946.63 | $2009.05 |
| Current liabilities | ||||
| Accounts payable | $5.29 | $9.67 | $8.34 | $1.8 |
| Deferred revenue | ||||
| Short long term debt | ||||
| Total current liabilities | $89.37 | $104.33 | $154.63 | $118.4 |
| Long term debt | $2910.17 | $2928.12 | $2159.69 | $1420.47 |
| Total noncurrent liabilities | ||||
| Total debt | $2938.55 | $2966.07 | $2207.39 | $1463.38 |
| Total liabilities | $3007.48 | $3066.1 | $2342.74 | $1542.68 |
| Shareholders' equity | ||||
| Retained earnings | -$173.85 | $6.1 | $83.85 | $36.43 |
| Other shareholder equity | -$0.26 | |||
| Total shareholder equity | $404.4 | $547.6 | $603.88 | $466.37 |
| (in millions $) | 30 Oct 2024 | 30 Jun 2024 | 1 May 2024 | 31 Dec 2023 |
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $60.03 | $72.1 | ||
| Cost of revenue | ||||
| Gross Profit | $60.03 | $72.1 | ||
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $60.18 | $63.41 | ||
| Total operating expenses | $109.18 | $129.38 | ||
| Operating income | -$49.15 | -$57.28 | ||
| Income from continuing operations | ||||
| EBIT | -$49.15 | -$57.28 | ||
| Income tax expense | -$18.12 | -$15.46 | ||
| Interest expense | ||||
| Net income | ||||
| Net income | -$31.02 | -$41.82 | ||
| Income (for common shares) | -$31.02 | -$41.82 | ||
| (in millions $) | 31 Dec 2023 | 31 Dec 2022 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $280.67 | $640.66 | $530.48 | $335.06 |
| Cost of revenue | ||||
| Gross Profit | $280.67 | $640.66 | $530.48 | $335.06 |
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $269.51 | $323.72 | $270.19 | $216.29 |
| Total operating expenses | $534.32 | $715.94 | $467.69 | $393.15 |
| Operating income | -$253.65 | -$75.29 | $62.79 | -$58.09 |
| Income from continuing operations | ||||
| EBIT | -$253.65 | -$75.29 | $62.79 | -$58.09 |
| Income tax expense | -$73.7 | $2.46 | $15.38 | -$13.01 |
| Interest expense | ||||
| Net income | ||||
| Net income | -$179.95 | -$77.74 | $47.41 | -$45.08 |
| Income (for common shares) | -$179.95 | -$77.74 | $47.41 | -$45.08 |
| (in millions $) | 30 Oct 2024 | 30 Jun 2024 | 31 Mar 2024 | 31 Dec 2023 |
|---|---|---|---|---|
| Net income | -$31.02 | -$26.44 | -$41.82 | |
| Operating activities | ||||
| Depreciation | $13.01 | $13.2 | $13.78 | |
| Business acquisitions & disposals | ||||
| Stock-based compensation | $2.94 | $3.98 | $4.88 | |
| Total cash flows from operations | $107.73 | $85.88 | $106.31 | |
| Investing activities | ||||
| Capital expenditures | -$5.25 | -$3.1 | -$6.08 | |
| Investments | -$57.95 | $39.68 | -$90.5 | |
| Total cash flows from investing | -$137.26 | -$63.44 | $36.46 | -$96.81 |
| Financing activities | ||||
| Dividends paid | ||||
| Sale and purchase of stock | -$0.23 | -$0.37 | ||
| Net borrowings | -$4.21 | -$131.57 | -$2.76 | |
| Total cash flows from financing | -$142.29 | -$4.21 | -$131.81 | -$3.13 |
| Effect of exchange rate | ||||
| Change in cash and equivalents | $22.52 | $40.08 | -$9.46 | $6.37 |
| (in millions $) | 31 Dec 2023 | 31 Dec 2022 | 31 Dec 2021 | 31 Dec 2020 |
|---|---|---|---|---|
| Net income | -$179.95 | -$77.74 | $47.41 | -$45.08 |
| Operating activities | ||||
| Depreciation | $54.88 | $47.53 | $27.11 | $20.22 |
| Business acquisitions & disposals | -$111.65 | |||
| Stock-based compensation | $18.59 | $27.62 | $18.86 | $19.49 |
| Total cash flows from operations | $392.76 | $247.88 | $163.45 | $152.87 |
| Investing activities | ||||
| Capital expenditures | -$31.26 | -$48.89 | -$26.48 | -$26.6 |
| Investments | -$253.48 | -$1116.66 | -$734.36 | $42.98 |
| Total cash flows from investing | -$286.18 | -$1171.55 | -$884.79 | $16.38 |
| Financing activities | ||||
| Dividends paid | ||||
| Sale and purchase of stock | -$2.7 | -$8.66 | -$3.23 | -$1.54 |
| Net borrowings | -$101.69 | $943.2 | $751.12 | -$134.76 |
| Total cash flows from financing | -$104.39 | $934.53 | $745.71 | -$136.8 |
| Effect of exchange rate | ||||
| Change in cash and equivalents | $2.2 | $10.86 | $24.37 | $32.45 |
News
Fundamentals
| Market cap | $201.44M |
|---|---|
| Enterprise value | N/A |
| Shares outstanding | 35.97M |
| Revenue | N/A |
|---|---|
| EBITDA | N/A |
| EBIT | N/A |
| Net Income | N/A |
| Revenue Q/Q | N/A |
| Revenue Y/Y | N/A |
| P/E ratio | N/A |
|---|---|
| EV/Sales | N/A |
| EV/EBITDA | N/A |
| EV/EBIT | N/A |
| P/S ratio | N/A |
| P/B ratio | N/A |
| Book/Share | N/A |
| Cash/Share | N/A |
| EPS | N/A |
|---|---|
| ROA | N/A |
| ROE | N/A |
| Debt/Equity | 7.44 |
|---|---|
| Net debt/EBITDA | N/A |
| Current ratio | 1.12 |
| Quick ratio | N/A |