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NICK - Nicholas Financial, Inc.

NASDAQ -> Financial Services -> Credit Services
Clearwater, United States
Type: Equity

NICK price evolution
NICK
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Current assets
Cash $7.82 $0.65 $0.68 $0.45
Short term investments
Net receivables $0.94 $0.8 $0.95
Inventory
Total current assets $2.05 $2.09 $1.54
Long term investments
Property, plant & equipment $0.17 $0.19 $0.21 $0.4
Goodwill & intangible assets
Total noncurrent assets
Total investments $50.31 $72.15 $93.85 $106.92
Total assets $59.99 $75.85 $98.11 $110.35
Current liabilities
Accounts payable $0.94 $1.4 $1.81 $1.43
Deferred revenue
Short long term debt
Total current liabilities $1.4 $1.81 $1.6
Long term debt $3.73 $15.11 $28.94
Total noncurrent liabilities
Total debt $3.73 $15.11 $29.11
Total liabilities $0.94 $5.14 $16.92 $30.54
Shareholders' equity
Retained earnings $100.58 $112.24 $122.73 $121.38
Other shareholder equity
Total shareholder equity $59.05 $70.71 $81.18 $79.81
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Current assets
Cash $0.45 $4.78 $32.98 $24.68
Short term investments
Net receivables $0.95 $0.99 $170.97
Inventory
Total current assets $1.54 $6.87 $209.3
Long term investments
Property, plant & equipment $0.4 $6.06 $4.25 $3.08
Goodwill & intangible assets
Total noncurrent assets $3.14
Total investments $106.92 $168.6 $170.32 $199.78
Total assets $110.35 $183.57 $212.44 $238.82
Current liabilities
Accounts payable $1.43 $4.72 $4.45 $4.33
Deferred revenue
Short long term debt
Total current liabilities $1.6 $12.37 $97.22
Long term debt $28.94 $54.81 $86.15
Total noncurrent liabilities
Total debt $29.11 $62.47 $92.77 $126.91
Total liabilities $30.54 $67.18 $97.22 $131.24
Shareholders' equity
Retained earnings $121.38 $155.5 $152.5 $144.15
Other shareholder equity -$0.34
Total shareholder equity $79.81 $116.39 $115.22 $107.58
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Revenue
Total revenue $4.95 $6.33 $7.08 $8.69
Cost of revenue
Gross Profit $4.95 $6.33 $7.08 $8.69
Operating activities
Research & development
Selling, general & administrative $3.93 $4.27 $4.21 $5.89
Total operating expenses $16.58 $16.7 $4.88 $23.34
Operating income -$11.62 -$10.37 $2.2 -$14.65
Income from continuing operations
EBIT -$11.59 -$10.37 $2.2 -$14.65
Income tax expense -$0.14 $0.14 $0
Interest expense $0.07 $0.26 $0.5 $1.15
Net income
Net income -$11.66 -$10.48 $1.56 -$15.8
Income (for common shares) -$11.66 -$10.48 $1.56 -$15.8
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Revenue
Total revenue $44.34 $49.78 $56.02 $62.09
Cost of revenue
Gross Profit $44.34 $49.78 $56.02 $62.09
Operating activities
Research & development
Selling, general & administrative $32.05 $34 $31.6 $33.74
Total operating expenses $73.11 $40.37 $39.09 $51.33
Operating income -$28.77 $9.41 $16.93 $10.76
Income from continuing operations
EBIT -$28.77 $9.41 $16.93 $10.76
Income tax expense $1.42 $1.05 $2.6 -$1.22
Interest expense $3.93 $5.37 $5.98 $8.52
Net income
Net income -$34.12 $3 $8.35 $3.47
Income (for common shares) -$34.12 $3 $8.35 $3.47
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Net income -$11.66 -$10.48 $1.56 -$15.8
Operating activities
Depreciation $0.04 $0.04 $0.03 -$1.38
Business acquisitions & disposals
Stock-based compensation $0 $0.02 $0.03 $0.03
Total cash flows from operations -$0.42 $0.28 $1.17 -$1.25
Investing activities
Capital expenditures -$0.01 $0.08
Investments -$29.52 $11.09 $12.92 $16.8
Total cash flows from investing $11.43 $11.09 $12.9 $16.88
Financing activities
Dividends paid
Sale and purchase of stock
Net borrowings -$3.85 -$11.4 -$13.85 -$16.09
Total cash flows from financing -$3.85 -$11.4 -$13.85 -$16.09
Effect of exchange rate
Change in cash and equivalents $7.17 -$0.03 $0.22 -$0.46
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Net income -$34.12 $3 $8.35 $3.47
Operating activities
Depreciation $0.39 $1.79 $1.84 $2.31
Business acquisitions & disposals -$20.48
Stock-based compensation $0.11 $0.2 $0.2 $0.2
Total cash flows from operations -$2.18 $3.49 $14.62 $10.48
Investing activities
Capital expenditures $0.08 -$1.3 -$0.59 -$0.11
Investments $29.81 $5.17 $30.46 $16.91
Total cash flows from investing $29.89 $3.86 $29.86 -$3.68
Financing activities
Dividends paid
Sale and purchase of stock -$2.39 -$2.03 -$0.91 -$0.97
Net borrowings -$29.64 -$33.52 -$35.29 -$18.79
Total cash flows from financing -$32.03 -$35.55 -$36.19 -$19.77
Effect of exchange rate
Change in cash and equivalents -$4.32 -$28.2 $8.29 -$12.96
Fundamentals
Market cap N/A
Enterprise value N/A
Shares outstanding N/A
Revenue $27.06M
EBITDA -$35.68M
EBIT -$34.41M
Net Income -$36.39M
Revenue Q/Q -56.03%
Revenue Y/Y N/A
P/E ratio N/A
EV/Sales N/A
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio N/A
P/B ratio N/A
Book/Share N/A
Cash/Share N/A
EPS N/A
ROA -42.27%
ROE -50.06%
Debt/Equity 0.38
Net debt/EBITDA 0.19
Current ratio N/A
Quick ratio N/A