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KNSL - Kinsale Capital Group, Inc.

NASDAQ -> Financial Services -> Insurance—Property & Casualty
Richmond, United States

KNSL price evolution
KNSL
(in millions $) 30 Sep 2021 30 Jun 2021 31 Mar 2021 31 Dec 2020
Current assets
Cash $90.01 $128 $132.53 $77.09
Short term investments
Net receivables $175.74 $171.22 $151.4 $141.86
Inventory
Total current assets
Long term investments
Property, plant & equipment
Goodwill & intangible assets $3.54 $3.54 $3.54 $3.54
Total noncurrent assets
Total investments $1494.66 $1375.76 $1239.8 $1211.46
Total assets $1898.89 $1806.28 $1645.34 $1546.9
Current liabilities
Accounts payable $31.82 $31.92 $21.51 $26.32
Deferred revenue $334.62 $317.46 $284.83 $260.99
Short long term debt
Total current liabilities
Long term debt $42.66 $42.63 $42.6 $42.57
Total noncurrent liabilities
Total debt $42.66 $42.63 $42.6 $42.57
Total liabilities $1239.73 $1176.64 $1057.77 $970.66
Shareholders' equity
Retained earnings $340.13 $306.02 $272.89 $243.31
Other shareholder equity $25.27 $31.34 $21.76 $41.38
Total shareholder equity $659.16 $629.64 $587.57 $576.24
(in millions $) 31 Dec 2020 31 Dec 2019 31 Dec 2018 31 Dec 2017
Current assets
Cash $77.09 $100.41 $75.09 $81.75
Short term investments
Net receivables $141.86 $107.06 $81.04 $69.38
Inventory
Total current assets
Long term investments
Property, plant & equipment
Goodwill & intangible assets $3.54 $3.54 $3.54 $3.54
Total noncurrent assets
Total investments $1211.46 $807.83 $567.96 $479.32
Total assets $1546.9 $1090.55 $773.06 $667.85
Current liabilities
Accounts payable $26.32 $19.52 $11.65 $9.74
Deferred revenue $260.99 $187.37 $128.25 $103.11
Short long term debt
Total current liabilities
Long term debt $42.57 $16.74
Total noncurrent liabilities
Total debt $42.57 $16.74
Total liabilities $970.66 $684.67 $509.08 $429.66
Shareholders' equity
Retained earnings $243.31 $162.91 $106.55 $73.5
Other shareholder equity $41.38 $13.52 -$1.26 $9.39
Total shareholder equity $576.24 $405.88 $263.99 $238.19
(in millions $) 30 Sep 2021 30 Jun 2021 31 Mar 2021 31 Dec 2020
Revenue
Total revenue $164.88 $153.01 $138.28 $139.33
Cost of revenue $87.35 $79.11 $70.26 $69.33
Gross Profit $77.53 $73.89 $68.02 $70
Operating activities
Research & development
Selling, general & administrative $31.46 $29.89 $28.14 $26.82
Total operating expenses $31.85 $30.29 $28.58 $27.18
Operating income $45.68 $43.61 $39.44 $42.82
Income from continuing operations
EBIT $45.68 $43.61 $39.44 $42.82
Income tax expense $9.05 $7.97 $7.36 $4.64
Interest expense
Net income
Net income $36.63 $35.63 $32.08 $38.18
Income (for common shares) $36.63 $35.63 $32.08 $38.18
(in millions $) 31 Dec 2020 31 Dec 2019 31 Dec 2018 31 Dec 2017
Revenue
Total revenue $459.89 $315.89 $222.11 $186.78
Cost of revenue $263.8 $169.56 $128.04 $103.68
Gross Profit $196.08 $146.32 $94.07 $83.1
Operating activities
Research & development
Selling, general & administrative $94.3 $70.22 $53.42 $44.15
Total operating expenses $95.67 $70.27 $53.59 $44.58
Operating income $100.41 $76.05 $40.48 $38.52
Income from continuing operations
EBIT $100.41 $76.05 $40.48 $38.52
Income tax expense $11.99 $12.73 $6.69 $13.62
Interest expense
Net income
Net income $88.42 $63.32 $33.79 $24.9
Income (for common shares) $88.42 $63.32 $33.79 $24.9
(in millions $) 30 Sep 2021 30 Jun 2021 31 Mar 2021 31 Dec 2020
Net income $36.63 $35.63 $32.08 $38.18
Operating activities
Depreciation $1.57
Business acquisitions & disposals
Stock-based compensation $3.58
Total cash flows from operations $106.93 $103.63 $91.32 $73.51
Investing activities
Capital expenditures -$1.82 -$1.66 -$1.28 -$3.71
Investments -$140.82 -$102.05 -$32.44 -$73.34
Total cash flows from investing -$142.65 -$103.71 -$33.72 -$77.05
Financing activities
Dividends paid -$2.5 -$2.53 -$2.5 -$2.04
Sale and purchase of stock $0.22 $0.16 $0.34 $1.57
Net borrowings $2.4
Total cash flows from financing -$2.28 -$4.45 -$2.16 $1.93
Effect of exchange rate
Change in cash and equivalents -$37.99 -$4.53 $55.44 -$1.6
(in millions $) 31 Dec 2020 31 Dec 2019 31 Dec 2018 31 Dec 2017
Net income $88.42 $63.32 $33.79 $24.9
Operating activities
Depreciation $1.57 $0.68 $0.63 $0.52
Business acquisitions & disposals
Stock-based compensation $3.58 $2.74 $1.6 $0.65
Total cash flows from operations $279.97 $178.36 $103.98 $77.4
Investing activities
Capital expenditures -$27.8 -$19.62 -$1.27 -$0.18
Investments -$351.63 -$211.17 -$105.27 -$42.25
Total cash flows from investing -$379.43 -$230.79 -$106.54 -$42.43
Financing activities
Dividends paid -$8.07 -$6.93 -$5.91 -$5.04
Sale and purchase of stock $60.32 $68.63 $1.81 $1.08
Net borrowings $25.7 $16.67 -$0.01
Total cash flows from financing $76.14 $77.75 -$4.1 -$3.97
Effect of exchange rate
Change in cash and equivalents -$23.32 $25.32 -$6.66 $31
Fundamentals
Market cap $4.75B
Enterprise value $4.70B
Shares outstanding 22.82M
Revenue $595.51M
EBITDA $173.12M
EBIT $171.55M
Net Income $142.52M
Revenue Q/Q 34.60%
Revenue Y/Y 44.07%
P/E ratio 33.30
EV/Sales 7.89
EV/EBITDA 27.14
EV/EBIT 27.39
P/S ratio 7.97
P/B ratio 7.49
Book/Share 27.78
Cash/Share 3.94
EPS $6.25
ROA 8.27%
ROE 23.24%
Debt/Equity 1.68
Net debt/EBITDA 6.64
Current ratio N/A
Quick ratio N/A