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FNLC - The First Bancorp, Inc.

NASDAQ -> Financial Services -> Banks—Regional
Damariscotta, United States
Type: Equity

FNLC price evolution
FNLC
(in millions $) 31 Jan 2024 30 Oct 2023 30 Jul 2023 1 May 2023
Current assets
Cash $35.43 $68.26 $29.05 $30.23
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $28.68 $28.87 $27.81 $28.29
Goodwill & intangible assets $30.65 $30.65 $30.65 $30.65
Total noncurrent assets
Total investments $2776.1 $2733.01 $2711.06 $2643.35
Total assets $2946.7 $2944.14 $2874.82 $2811.82
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities
Long term debt
Total noncurrent liabilities
Total debt $69.65 $82.99 $114.48 $83.88
Total liabilities $2703.62 $2717.47 $2642.81 $2583.36
Shareholders' equity
Retained earnings $211.93 $209.13 $205.54 $202.04
Other shareholder equity $0.3 $0.27 $0.27 $0.27
Total shareholder equity $243.08 $226.66 $232 $228.46
(in millions $) 31 Jan 2024 31 Jan 2023 31 Dec 2021 31 Dec 2020
Current assets
Cash $35.43 $26.42 $87.31 $82.36
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $28.68 $28.28 $28.95 $27.25
Goodwill & intangible assets $30.65 $30.65 $30.65 $30.65
Total noncurrent assets
Total investments $2776.1 $2580.51 $2328.93 $2155.9
Total assets $2946.7 $2739.18 $2527.1 $2361.24
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities $0.74 $0.8 $69.3
Long term debt $55.1
Total noncurrent liabilities
Total debt $69.65 $103.48 $136.34 $262.04
Total liabilities $2703.62 $2510.26 $2281.44 $2137.51
Shareholders' equity
Retained earnings $211.93 $204.34 $180.42 $158.36
Other shareholder equity $0.3 $0.27 -$1.7 -$0.03
Total shareholder equity $243.08 $228.92 $245.66 $223.73
(in millions $) 31 Jan 2024 30 Oct 2023 30 Jul 2023 1 May 2023
Revenue
Total revenue $19.96 $19.84 $19.8 $21.04
Cost of revenue
Gross Profit
Operating activities
Research & development
Selling, general & administrative
Total operating expenses
Operating income
Income from continuing operations
EBIT
Income tax expense $1.41 $1.56 $1.53 $1.67
Interest expense
Net income
Net income $6.68 $7.47 $7.39 $7.97
Income (for common shares)
(in millions $) 31 Jan 2024 31 Dec 2022 31 Dec 2021 31 Dec 2020
Revenue
Total revenue $80.64 $91.29 $86.06 $71.9
Cost of revenue
Gross Profit $91.29 $86.06 $71.9
Operating activities
Research & development
Selling, general & administrative $42.77 $41.26 $38.56
Total operating expenses $43.9 $42.15 $39.65
Operating income $47.39 $43.91 $32.25
Income from continuing operations
EBIT $47.39 $43.91 $32.25
Income tax expense $6.18 $8.4 $7.64 $5.12
Interest expense
Net income
Net income $29.52 $38.99 $36.27 $27.13
Income (for common shares) $38.99 $36.27 $27.13
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Net income $6.68 $7.47 $7.39 $7.97
Operating activities
Depreciation $0.54 $0.55 $0.52 $0.49
Business acquisitions & disposals
Stock-based compensation $0.21 $0.21 $0.21 $0.18
Total cash flows from operations $10.73 $10.29 $10.85 $5.05
Investing activities
Capital expenditures -$0.38 -$1.66 -$0.06 -$0.53
Investments $9 -$68.82 -$73.24 -$64.22
Total cash flows from investing $8.62 -$70.38 -$73.3 -$64.74
Financing activities
Dividends paid -$3.88 -$3.88 -$3.88 -$3.77
Sale and purchase of stock $0.21 $0.2 $0.18 -$0.03
Net borrowings -$13.34 -$31.49 $30.6 -$19.6
Total cash flows from financing -$17.29 $64.91 $60.07 $64.42
Effect of exchange rate
Change in cash and equivalents $2.05 $4.82 -$2.38 $4.73
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Net income $29.52 $38.99 $36.27 $27.13
Operating activities
Depreciation $2.11 $1.98 $2.04 $2.22
Business acquisitions & disposals -$6.78
Stock-based compensation $0.82 $0.81 $0.86 $0.65
Total cash flows from operations $36.92 $41.21 $56.69 $22.7
Investing activities
Capital expenditures -$2.63 -$1.37 -$3.75 -$2.47
Investments -$197.28 -$246.26 -$198.99 -$241.36
Total cash flows from investing -$199.81 -$247.58 -$201.75 -$250.07
Financing activities
Dividends paid -$15.42 -$14.78 -$13.95 -$13.33
Sale and purchase of stock $0.57 $0.52 $0.44 $0.51
Net borrowings -$33.83 -$32.86 -$125.7 $77.08
Total cash flows from financing $172.1 $208.46 $139.48 $239.15
Effect of exchange rate
Change in cash and equivalents $9.21 $2.09 -$5.58 $11.78
Fundamentals
Market cap $273.46M
Enterprise value $307.68M
Shares outstanding 11.10M
Revenue $80.65M
EBITDA N/A
EBIT N/A
Net Income $29.52M
Revenue Q/Q -12.77%
Revenue Y/Y -12.47%
P/E ratio 9.26
EV/Sales 3.81
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio 3.39
P/B ratio 1.13
Book/Share 21.88
Cash/Share 3.19
EPS $2.66
ROA 1.02%
ROE 12.69%
Debt/Equity 11.12
Net debt/EBITDA N/A
Current ratio N/A
Quick ratio N/A