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FISI - Financial Institutions, Inc.

NASDAQ -> Financial Services -> Banks—Regional
Warsaw, United States
Type: Equity

FISI price evolution
FISI
(in millions $) 31 Jan 2024 30 Sep 2023 30 Jul 2023 1 May 2023
Current assets
Cash $124.44 $192.11 $180.25 $139.97
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $39.9 $39.95 $40.68 $41.61
Goodwill & intangible assets $72.5 $72.72 $72.95 $73.18
Total noncurrent assets
Total investments $5448.31 $5391.83 $5420.79 $5321.98
Total assets $6160.88 $6140.15 $6141.3 $5966.99
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities $185 $70 $374 $33.15
Long term debt $124.53 $124.45 $124.38 $124.3
Total noncurrent liabilities
Total debt $309.53 $194.45 $498.38 $240.3
Total liabilities $5706.09 $5731.43 $5715.43 $5544.17
Shareholders' equity
Retained earnings $451.69 $446.89 $437.85 $428.45
Other shareholder equity $454.8 -$161.39 $425.87 -$127.37
Total shareholder equity $454.8 $408.72 $425.87 $422.82
(in millions $) 31 Jan 2024 31 Jan 2023 31 Dec 2021 31 Dec 2020
Current assets
Cash $124.44 $130.47 $79.11 $93.88
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $39.9 $73.11 $40.11 $40.61
Goodwill & intangible assets $72.5 $73.41 $74.4 $73.79
Total noncurrent assets
Total investments $5448.31 $5148.93 $5030.06 $4447.05
Total assets $6160.88 $5797.27 $5520.78 $4912.31
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities $185 $33.23 $23.9 $21.5
Long term debt $124.53 $74.22 $73.9 $73.62
Total noncurrent liabilities
Total debt $309.53 $279.22 $103.91 $78.92
Total liabilities $5706.09 $5391.67 $5015.64 $4443.94
Shareholders' equity
Retained earnings $451.69 $421.34 $384.01 $324.85
Other shareholder equity $454.8 -$8.85 -$13.21 $2.13
Total shareholder equity $454.8 $405.61 $505.14 $468.36
(in millions $) 31 Jan 2024 30 Sep 2023 30 Jul 2023 1 May 2023
Revenue
Total revenue $55.25 $51.2 $53.8
Cost of revenue
Gross Profit $51.2
Operating activities
Research & development
Selling, general & administrative $29.33
Total operating expenses $34.73
Operating income $16.46
Income from continuing operations
EBIT $16.46
Income tax expense $5.16 $2.44 $2.42
Interest expense
Net income
Net income $9.41 $14.02 $14.01
Income (for common shares) $13.66
(in millions $) 31 Jan 2024 31 Dec 2022 31 Jan 2022 31 Dec 2020
Revenue
Total revenue $213.96 $200.33 $154.98
Cost of revenue
Gross Profit $200.33 $154.98
Operating activities
Research & development
Selling, general & administrative $111.92 $95.55
Total operating expenses $129.36 $109.25
Operating income $70.97 $45.72
Income from continuing operations
EBIT $70.97 $45.72
Income tax expense $12.79 $14.4 $7.39
Interest expense
Net income
Net income $48.8 $56.57 $38.33
Income (for common shares) $55.11 $36.87
(in millions $) 31 Dec 2023 30 Sep 2023 30 Jun 2023 31 Mar 2023
Net income $9.78 $14.02 $14.37 $12.09
Operating activities
Depreciation $2.01 $1.99 $2.93 $2.95
Business acquisitions & disposals
Stock-based compensation -$0.26 $0.72 $0.66 $0.55
Total cash flows from operations -$47.67 $43.75 $8.25 $6.56
Investing activities
Capital expenditures -$1.25 -$0.51 -$0.38 -$0.85
Investments -$15.66 -$3.78 -$114.17 -$163.71
Total cash flows from investing -$26.95 -$4.02 -$114.56 -$164.56
Financing activities
Dividends paid -$3.52 -$4.97 -$4.98 -$4.81
Sale and purchase of stock -$0.01 -$0 -$0.56
Net borrowings $115 -$304 $258 -$39
Total cash flows from financing $6.95 -$27.86 $146.58 $167.51
Effect of exchange rate
Change in cash and equivalents -$67.67 $11.86 $40.27 $9.51
(in millions $) 31 Dec 2023 31 Dec 2022 31 Dec 2021 31 Dec 2020
Net income $50.26 $56.57 $77.7 $38.33
Operating activities
Depreciation $8.09 $13.08 $13.54 $11.37
Business acquisitions & disposals -$1.42
Stock-based compensation $1.67 $2.55 $1.74 $1.33
Total cash flows from operations $10.89 $133.57 $72.96 $43.45
Investing activities
Capital expenditures -$2.99 -$8.37 -$9.4 -$4.26
Investments -$297.32 -$306.75 -$606.05 -$497.27
Total cash flows from investing -$310.09 -$325.16 -$633.42 -$531.07
Financing activities
Dividends paid -$18.29 -$17.59 -$16.99 -$16.5
Sale and purchase of stock -$0.57 -$15.34 -$9.23 -$0.21
Net borrowings $30 $175 $24.7 -$235.98
Total cash flows from financing $293.17 $242.94 $545.69 $468.55
Effect of exchange rate
Change in cash and equivalents -$6.02 $51.35 -$14.77 -$19.07
Fundamentals
Market cap $287.19M
Enterprise value $472.28M
Shares outstanding 15.41M
Revenue N/A
EBITDA N/A
EBIT N/A
Net Income N/A
Revenue Q/Q 15.18%
Revenue Y/Y N/A
P/E ratio N/A
EV/Sales N/A
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio N/A
P/B ratio InfinityT
Book/Share 0.00
Cash/Share 8.08
EPS N/A
ROA N/A
ROE N/A
Debt/Equity 12.55
Net debt/EBITDA N/A
Current ratio N/A
Quick ratio N/A