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CARV - Carver Bancorp, Inc.

NASDAQ -> Financial Services -> Banks—Regional
New York, United States
Type: Equity

CARV price evolution
CARV
(in millions $) 30 Oct 2024 30 Jun 2024 31 Mar 2024 31 Dec 2023
Current assets
Cash $46.34 $59.02 $75.23
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $11.84 $11.68 $12.41 $13.13
Goodwill & intangible assets
Total noncurrent assets
Total investments $671.91 $669.05 $671.94
Total assets $748.76 $746.51 $756.8 $775.31
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities $10.2 $10 $10.62 $11.27
Long term debt $0.05 $0.06 $0.11 $0.12
Total noncurrent liabilities
Total debt $58.31 $57.15 $57.82
Total liabilities $708.89 $706.65 $714.49 $732.58
Shareholders' equity
Retained earnings -$55.87 -$53.76 -$51.55 -$51.56
Other shareholder equity -$10.85 -$12.97 -$12.71 -$12.28
Total shareholder equity $39.86 $42.31 $42.73
(in millions $) 31 Dec 2024 31 Dec 2023 31 Dec 2022 31 Dec 2021
Current assets
Cash $59.02 $42.55 $61.02 $75.59
Short term investments
Net receivables
Inventory
Total current assets
Long term investments
Property, plant & equipment $12.41 $15.48 $17.41 $19.95
Goodwill & intangible assets
Total noncurrent assets
Total investments $669.05 $651.09 $647.31 $573.27
Total assets $756.8 $723.22 $735.31 $676.75
Current liabilities
Accounts payable
Deferred revenue
Short long term debt
Total current liabilities $10.62 $13.17 $14.39
Long term debt $0.11 $0.19 $0.04
Total noncurrent liabilities
Total debt $57.15 $64.26 $30.34 $53.23
Total liabilities $714.49 $678 $680.23 $624.45
Shareholders' equity
Retained earnings -$51.55 -$47.9 -$43.5 -$42.66
Other shareholder equity -$12.71 -$12.21 -$6.66 -$3.17
Total shareholder equity $42.31 $45.22 $55.09 $52.3
(in millions $) 30 Oct 2024 30 Jun 2024 31 Mar 2024 31 Dec 2023
Revenue
Total revenue $6.58 $5.95 $8.14 $8.11
Cost of revenue
Gross Profit $5.95 $8.14 $8.11
Operating activities
Research & development
Selling, general & administrative $6.09 $5.9 $5.96
Total operating expenses $8.16 $8.13 $8.09
Operating income -$2.21 $0.01 $0.02
Income from continuing operations
EBIT -$2.21 $0.01 $0.02
Income tax expense
Interest expense
Net income
Net income -$2.11 -$2.21 $0.01 $0.02
Income (for common shares) -$2.21 $0.01 $0.02
(in millions $) 31 Dec 2024 31 Dec 2023 31 Dec 2022 31 Dec 2021
Revenue
Total revenue $29.2 $26.28 $27.22 $22.18
Cost of revenue
Gross Profit $29.2 $26.28 $27.22 $22.18
Operating activities
Research & development
Selling, general & administrative $23.59 $23.1 $20.49 $20.33
Total operating expenses $32.18 $30.68 $28.06 $26.08
Operating income -$2.98 -$4.4 -$0.85 -$3.9
Income from continuing operations
EBIT -$2.98 -$4.4 -$0.85 -$3.9
Income tax expense
Interest expense
Net income
Net income -$2.98 -$4.4 -$0.85 -$3.9
Income (for common shares) -$2.98 -$4.4 -$0.85 -$3.9
(in millions $) 30 Oct 2024 30 Jun 2024 31 Mar 2024 31 Dec 2023
Net income -$2.21 $0.01 $0.02
Operating activities
Depreciation $0.23 $0.22 $0.22
Business acquisitions & disposals
Stock-based compensation $0.03 $0
Total cash flows from operations -$2.35 -$2.86 $3.3
Investing activities
Capital expenditures -$0.15 -$0.12 -$0.07
Investments -$3.45 $2.59 -$12.55
Total cash flows from investing $5.27 -$3.6 $2.47 -$12.62
Financing activities
Dividends paid
Sale and purchase of stock
Net borrowings $1.81
Total cash flows from financing -$4.37 -$6.73 -$15.82 $32.36
Effect of exchange rate
Change in cash and equivalents -$4.48 -$12.68 -$16.2 $23.04
(in millions $) 31 Dec 2024 31 Dec 2023 31 Dec 2022 31 Dec 2021
Net income -$2.98 -$4.4 -$0.85 -$3.9
Operating activities
Depreciation $0.96 $1.06 $1.03 $1.02
Business acquisitions & disposals
Stock-based compensation $0.22 $0.09 $0.12 $0.04
Total cash flows from operations -$6.57 -$10.51 $7.15 $2.21
Investing activities
Capital expenditures -$0.36 -$0.23 -$0.19 -$0.26
Investments -$19.69 -$10.04 -$78.89 -$76.73
Total cash flows from investing -$20.05 -$15.26 -$79.08 -$76.98
Financing activities
Dividends paid
Sale and purchase of stock $1 $3 $3.2
Net borrowings -$4.47 $35 -$21.2 $23.7
Total cash flows from financing $43.1 $7.31 $57.35 $102.82
Effect of exchange rate
Change in cash and equivalents $16.47 -$18.47 -$14.57 $28.05
Fundamentals
Market cap $6.27M
Enterprise value N/A
Shares outstanding 5.14M
Revenue $28.78M
EBITDA N/A
EBIT N/A
Net Income -$4.29M
Revenue Q/Q -1.72%
Revenue Y/Y 11.19%
P/E ratio -1.46
EV/Sales N/A
EV/EBITDA N/A
EV/EBIT N/A
P/S ratio 0.22
P/B ratio N/A
Book/Share N/A
Cash/Share N/A
EPS -$0.84
ROA -0.57%
ROE N/A
Debt/Equity 16.89
Net debt/EBITDA N/A
Current ratio N/A
Quick ratio N/A